Office Insurance & Studio Insurance

An Office Insurance policy will protect your office based business against many incidents such as Theft, Public Liability, Employers Liability, Flood, Storm, Water Damage, Smoke & Fire Damage etc.

Keystone Insurance provides complete office insurance solutions for all types of office environments. This includes large multi floor buildings, general office environments & even home offices.

We deal with a wide panel of insurers to ensure you receive the best possible deal for your office insurance. We can arrange cover for all types of offices & studios.

Our policies include many standard and optional features, with different levels of cover to suit you needs

Why not contact Keystone today to arrange a quote for your business. Quotations are arranged instantly while cover can be arranged over the phone.

An Office Insurance Policy has many areas of cover including the following:

Office contents insurance

This section includes your fixtures & fittings, office equipment, computers etc in your office premises. Policies can easily be amended to include other items such as signage, Items that leave the premises [such as laptops, measuring Equipment etc]

Office insurance

Most home insurance policies do not cover items related to your business. Home office business insurance from Keystone will protect computers, faxes and any other equipment used in your home office.

The policy will also cover you for public liability insurance. For example, if business contacts visit your home for business purposes a home office policy will cover this where a normal home insurance policy will not. Also, if part of your work is 'away from the office' your Home Office Policy will include public liability insurance for these activities.

A home office policy can also provides buildings insurance should your office be external to your main home.

Employers liability insurance Policy

Employers Liability Insurance will cover you if anyone is injured while working for you. This includes staff on a full or part time basis and also voluntary staff.

liability insurance Policy

Most offices will have access to the public and as a result Public Liability Insurance for your office is an important consideration. Customers, ffamily, guests, visitors & even trespassers are all classed as members of the public.

If an accident were to happen to a member of the public they potentially could claim against the company.

Without adequate public liability insurance the company would be liable for any costs incurred by a court judgement.

Keystone provides public liability insurance as part of an office policy with adjustable levels of cover so you can decide how much you require. Normally £2,000,000 Public Liability Insurance is adequate however we can easily arrange higher amounts if required.

Premises insurance / Commercial Property Insurance Policy

If the Premises are owned by the company [or its directors] it is essential that it is adequately insured

Arranging Premises [Building Insurance / Property Insurance] is extremely important for Property owners and Buildings insurance is provided by office insurers and is an optional extra. Obviously the level of building cover that you require will vary from case to case so you can be confident that you can tailor make a policy to meet your needs.

Portable Equipment / All Risks Insurance Policy

Many businesses have items that leave the office. Typical examples include Laptops, Measuring Equipment, Demonstration Equipment, Camera Equipment Etc.

We can easily extend your office policy to include 'All Risks' cover for your portable items. The majority of our insurers will cover Portable items anywhere in the world if required. This includes cover for theft & accidental damage.

If your business has portable equipment it is advisable to cover this under your policy and it is not as expensive as you may think!